Cashless rewards in Tokyo's 23 wards
- Setagaya Ward offers up to 5% back (up to 3,000 points per month) until December 31.
- Shibuya Ward provides 8% for verified residents and 4% for others until March 31, 2027.
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In Tokyo’s 23 wards, several wards run programs where part of what you pay comes back as points, through a ward app or a PayPay gift voucher. This page covers 9 wards: 6 you can use or buy in November (Setagaya, Shibuya, Minato, Nakano, Sumida and Adachi), 2 where only lottery winners could buy or can top up (Kita and Edogawa), and Itabashi, whose October program has ended. For each one it gives the rebate rate, the cap, the deadline and who can use it.
In short
- Highest rebate on payments: Minato’s Minato Toku Pay gives 20% at small independent shops until November 30 (up to 7,000 points per person).
- Nakano’s Nakapay returns 15% of what you top up from noon on November 4 (the extra 12% applies to top-ups up to ¥20,000).
- Open to non-residents: the apps of Shibuya, Minato, Nakano and Kita, and Sumida’s vouchers. Edogawa and Adachi vouchers can be bought only by people who live in that ward.
Checked with official pages on November 3, 2026 (Japan time). Prices and hours may change.
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1. Which ward’s program to use
- If you plan to shop in November: Minato (Minato Toku Pay, 20% at small shops and 10% at large stores, until November 30).
- For everyday shopping through the end of the year: Setagaya (Setagaya Pay, 5% at small shops, until December 31).
- If you live in Shibuya: Shibuya (Hachi Pay, 8% once you verify as a resident with a My Number card, until March 31, 2027).
- To get the most from a top-up: Nakano (Nakapay, 15% from noon on November 4, up to 3,000 points, non-residents can use it).
- To buy vouchers without a lottery: Sumida (PayPay vouchers, ¥12,000 worth for ¥10,000, first come first served until December 28, open to anyone) or, if you live in Adachi, Adachi (¥5,200 worth for ¥4,000, first come first served until November 30).
2. Rates and deadlines for the 9 wards
In Itabashi, Setagaya, Shibuya and Minato, points come back each time you pay. In Nakano, Kita, Edogawa, Sumida and Adachi, the bonus is added when you top up or buy. Any of the programs can end early if the budget runs out.
| Ward | How it works | Rate or bonus | Deadline |
|---|---|---|---|
| Itabashi | Points on payment | October’s up to 20% has ended | Ended October 29 |
| Setagaya | Points on payment | Up to 5% (up to 3,000 points a month) | December 31 |
| Shibuya | Points on payment | 8% for verified residents, 4% for others | March 31, 2027 |
| Minato | Points on payment | Up to 20% in November (up to 7,000 points) | November 30 |
| Nakano | Points on top-up | 15% from noon on November 4 | January 31, 2027 |
| Kita | Buy by lottery | ¥6,500 worth for ¥5,000 | Winners top up by November 22 |
| Edogawa | Buy by lottery | ¥6,000 worth for ¥5,000 | Winners’ purchase ended November 8 |
| Sumida | Buy first come first served | ¥12,000 worth for ¥10,000 | Sales until December 28 |
| Adachi | Buy first come first served | ¥5,200 worth for ¥4,000 | Sales until November 30 |
Where no year is given, the year is 2026. Minato also plans 2% rebates in December and January (see the Minato section below).
3. Four wards that return points when you pay
In all 4 wards, the rebate applies only to payments made with money you topped up, not to the part paid with points. If an app uses your points first, change the setting so that your balance is used first.
Itabashi: Itabashi Pay’s up to 20% in October ended on October 29
Itabashi Pay is a cashless payment service run by the Itabashi federation of shopping street associations, and it works only inside Itabashi Ward. The October event (up to 20% at small independent shops) ended early on October 29 because the budget ran out.
From November 1 to 30, there is a stamp rally: pay at 3 places (1 large store belonging to the federation and 2 shops featured in “Ita Pay Sanpo”) for a chance to win points or goods in a draw. Tap “Join” under “Stamp rally” in the app before you pay. The ward advises turning off “Use points first” on the app’s My Page. See the details on the Itabashi Ward page on Itabashi Pay (Japanese).
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Setagaya: Setagaya Pay gives up to 5% until December 31
Setagaya Pay is a payment app run by the Setagaya federation of shopping street associations, with support from the ward. In the third round of its cost-of-living campaign (October 11 to December 31), you get 5% back at small independent shops and 3% at convenience stores and similar places. Large stores give 0%.
The cap is 3,000 points per calendar month. Payments made from October 1 to 10 fall under the previous round’s terms (up to 10%, cap of 10,000 points). Points are added 3 days after payment (weekends and holidays count), and they expire at the end of the month 6 months after they were added. You can top up at Seven Bank ATMs, Lawson Bank ATMs, or online from a bank account. Source: the Setagaya Ward page on the third-round campaign (Japanese).
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Shibuya: Hachi Pay gives 8% to verified residents until March 2027
Shibuya’s cashless payment app Hachi Pay returns part of what you pay in points from October 1, 2026 to March 31, 2027. People whose Shibuya resident verification by My Number card is valid in the app get up to 8%. Everyone else, including people whose verification has expired, gets up to 4%.
The cap is 888 points per payment and 8,000 points per month, whether or not you are verified. The rebate applies to payments from the “main wallet”. If you have points, they are used first, and only the remaining money portion earns the rebate. People who do not live in Shibuya can use the app. Resident verification is for residents aged 15 or over. Terms are from the Hachi Pay notice on continuing the points campaign after October (Japanese).
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Minato: Minato Toku Pay gives up to 20% until November 30
Minato Toku Pay, run by the Minato federation of shopping street associations, returns 20% at small independent shops (up to 7,000 points per person) and 10% at large stores (up to 3,000 points) from November 1 to 30. Reaching one cap does not stop the other rebate. Points are added around December 10. Only payments made with “money” qualify. Payments with vouchers or points do not, and some medical institutions, pharmacies and taxis are also excluded. The November terms are in the Minato Toku Pay notice of October 31, 2026 (Japanese).
According to the ward mayor’s press release of August 31, 2026 (Japanese), the ward plans rebates of up to 20% in May, August and November this fiscal year, and 2% in December and January. In February 2027 (planned), the rate rises to 25% at small independent shops (up to 10,000 points a month) and 20% at large stores (up to 5,000 points a month), open to everyone.
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4. Five wards that add a bonus when you top up or buy
Vouchers you can buy without a lottery are Sumida’s (until December 28, open to anyone) and Adachi’s (until November 30, residents only). Kita’s Hoku Pay and Edogawa’s Edo Pay 2026 closed applications on October 25, and winners were announced on November 2.
Nakano: Nakapay gives 15% on top-ups from noon on November 4
Nakano’s digital local currency, Nakapay, adds 3% of what you top up as points until January 31, 2027. Since noon on November 4, a campaign adds another 12% for a total of 15%, for the first 40,000 people (no advance registration). The bonus applies to top-ups up to ¥20,000, with a total cap of 3,000 points. It can end early if the budget runs out. Points arrive 10 minutes to 1 hour after the top-up. The 3% points expire at the end of the second month after the month they were added, and the extra 12% points expire on March 31, 2027.
You can top up with cash at Seven Bank ATMs or by credit card. To use a credit card, you must first verify with your My Number card. Top-ups are in units of ¥1,000, up to ¥50,000 at a time and ¥100,000 in balance. It is open not only to residents but also to people who work or study in Nakano or visit the ward. Source: Nakano Ward page on Nakapay (Japanese).
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Kita: Hoku Pay gives ¥6,500 worth for ¥5,000, winners top up by November 22
Kita Ward’s digital local currency, Hoku Pay, started on October 5. “Premium Hoku Pay” gives ¥6,500 worth for each unit of ¥5,000, by lottery for 280,000 units in total. Applications closed on October 25 (up to 10 units per person, open to people outside Kita).
Results were sent by app and email from 10:00 on November 2. Winners must top up the number of units they won by November 22. Both the premium points and the topped-up amount can be used until March 31, 2027. Separately, the first 60,000 new app users get 500 points, and the first 30,000 who verify as Kita residents with a My Number card get 1,500 points. Terms are from the Hoku Pay notice on Premium Hoku Pay applications (Japanese).
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Edogawa: Edo Pay 2026 is for residents, and winners’ purchase period ended November 8
Edogawa’s Edo Pay 2026 is a voucher bought in the PayPay app. People aged 16 or over who live in Edogawa could apply for units of ¥5,000 that give ¥6,000 worth (¥3,000 of vouchers for all shops plus ¥3,000 of vouchers for selected shops, excluding large stores and chains), up to 10 units per person. If there were many applications, the number of units won could be reduced by lottery.
Applications closed on October 25, results came out from 10:00 on November 2, and winners’ purchase period ended on November 8. The vouchers can be used until December 31. Applying required PayPay identity verification (My Number card, driver’s license and so on), which can finish the same day if you use the IC chip method. Source: PayPay page on Edogawa Edo Pay 2026 (Japanese).
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Sumida: PayPay vouchers open to anyone, first come first served until December 28
In the second sale of the Sumida premium digital vouchers, they are sold in the PayPay app on a first-come basis from October 2 to December 28. Anyone aged 12 or over can buy them regardless of where they live. One unit costs ¥10,000 and gives ¥12,000 worth: ¥7,000 of A vouchers for shops in shopping street associations, and ¥5,000 of B vouchers that can also be used at large stores, supermarkets and drugstores.
You can buy up to 5 units, and people who bought in the first sale can add more up to the limit. The sale ends when the planned amount is reached. The vouchers can be used until January 17, 2027. Source: PayPay page on the Sumida premium digital vouchers (Japanese).
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Adachi: PayPay vouchers for residents, first come first served until November 30
Adachi’s “Get It on Your Phone! Adachi Premium Vouchers (PayPay vouchers)” are sold first come first served from 10:00 on November 2 to November 30 to people aged 12 or over who live in Adachi. One unit costs ¥4,000 and gives ¥5,200 worth (¥3,200 of vouchers for all shops plus ¥2,000 of vouchers for small shops only), up to 10 units per person.
They can be used until March 7, 2027 at member shops in the ward designated by Adachi Ward and PayPay. Source: PayPay notice of September 30, 2026 on local government campaigns (Japanese).
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5. Things to know across Tokyo’s wards
Each ward uses a different app, and many programs can be used even if you do not live in that ward.
- Itabashi, Setagaya, Shibuya, Minato, Nakano and Kita use the ward’s own app (Itabashi Pay, Setagaya Pay, Hachi Pay, Minato Toku Pay, Nakapay and Hoku Pay). Edogawa, Sumida and Adachi sell vouchers inside the PayPay app. To use a program, you need to install that ward’s app and top up.
- If you commute or study across wards, you can use programs in the ward near your work or school. The apps of Shibuya, Nakano, Kita and Minato are open to non-residents, and so is Sumida’s second sale. Edogawa and Adachi vouchers are for residents only.
- In some wards, verifying as a resident with a My Number card improves the terms. In Shibuya’s Hachi Pay, 4% becomes 8%, and in Kita’s Hoku Pay you get 1,500 points. Nakapay and Hoku Pay also require My Number card verification when you top up by credit card.
- In Itabashi, Setagaya, Minato and Shibuya, only payments made with topped-up balance earn the rebate. Paying with points earns nothing.
Common questions
Do I get points just by topping up?
In Nakano, Nakapay gives 3% at the time of the top-up (15% for the first 40,000 people from noon on November 4). Itabashi Pay does not reward a top-up by itself. You get points when you pay at a member shop. In Setagaya, Shibuya and Minato, the payment earns the rebate.
Can a program end before the stated period?
Yes. Itabashi’s October rebate ended on October 29 after reaching its budget. Setagaya, Minato and Nakano say they end once the budget is reached, and Sumida’s vouchers stop selling when the planned amount is reached. Shibuya’s Hachi Pay also says it may end early if the budget is expected to run out.
Sources
11 pages we checked
Checked with official pages on November 3, 2026 (Japan time).
